Resources

Most people don’t put off buying a home because they don’t want one. 

Buying a home gets put off because saving a deposit takes a long time. 

Family preparing meal together

Family preparing a meal together

At Own Homes, we listen to aspiring homeowners who are facing this challenge. 

They can afford mortgage payments, but saving a deposit while paying rent, bills, and everything else life throws at them can feel like an uphill battle. 

That’s why, at Own Homes, we asked a simple question: 

What if the journey to owning a home worked better with real life?  

Homeownership designed for how we live


Traditionally, people rent one home while trying to save enough to buy another.
 

For some, that works, but for others, it can feel like life is split between living in the present and trying to save for the future. 

At Own Homes, we want to bring the present and the future closer together and allow future homeowners to move into the home they plan to own within five years, while saving their deposit to buy it. 

Instead of spending years imagining what life in a new-build home might be like, you can begin making memories from day one.  

Saving shouldn’t rely on perfect motivation 

 
Let’s be honest, most of us start savings plans with the best intentions, but then life happens. Unexpected bills, family commitments, the odd treat. That’s completely normal. 

This is why our homeownership model is designed to make saving for the deposit easier by making payment part of the journey. 

With Own Homes, a portion of every monthly payment goes towards building a deposit, helping future homeowners move from renting to owning within five years. 

Progress that fits around real life 


Life shouldn’t stop while you’re planning your future. 

At Own Homes, we believe the best plans are often the ones that fit around real life. 

The ones that help people move forward without feeling like life is on hold. 

A different way to think about homeownership 


Own Homes offers a structured pathway that helps future homeowners move towards a goal that matters to them: saving the deposit to buy. 

Our RentSaveOwn homeownership model combines saving, affordability, planning for the future and building a life along the way. 

We believe that the journey to your own front door should feel every bit as rewarding. 

Could Own Homes fit around your life? 


If you feel caught between paying rent today and saving for tomorrow, you’re not alone.
 

Learn how the Own Homes journey works, what to expect, and whether you’re likely to be eligible. 

Find out what you can afford 

Share this post

Keep in touch

If you’re a homebuyer and want to keep up to date with news from Own Homes, please give us your details:

We promise to only send relevant information and your details will not be passed on to any third-party.

Welcome!

Together, with you as our Partner Housebuilder, we can open the door to homeownership for thousands of hard-working households and build stronger communities along the way.

Own Homes calculator

What is your gross annual household income?
£
The home you can afford:
Between
£315,000
and
£385,000
Estimated total monthly rent:
Between
£1,982
and
£2,422

Note

The figures shown are just to help give you an idea and are not a formal offer or approval.

Before we confirm your application, we’ll carry out a full credit check and income assessment to make sure our product is right for you.

Submission received

Thanks for reaching out. We've received your message and will get back to you as soon as possible.