Rent to own first time buyer scheme UK

Rent with purpose

With Own Homes, your monthly payments help build your deposit and are a stepping stone to homeownership.

You can move into a new-build home from one of our partner housebuilders, build your mortgage deposit each month, and own your home within five years.

Rent
your new home

Save
while you rent

Own
when you’re ready

Rent now. Own later.

Your pathway to homeownership.

Is it right for me?

Are you ready to become a homeowner, can afford a mortgage, but cannot save for a deposit? Then you’re exactly who we want to help.

You can apply if you:

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Find out what home you can afford.

Own Homes image of mother and father sitting on sofa watching child crawling and playing on the floor

Why choose us?

At Own Homes we make the move from renting to owning achievable, with you at the heart of everything we do.

Progress towards a home you can own.

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Keep in touch

If you’re a homebuyer and want to keep up to date with news from Own Homes, please give us your details:

We promise to only send relevant information and your details will not be passed on to any third-party.

Own Homes calculator

What is your gross annual household income?
£
The home you can afford:
Between
£315,000
and
£385,000
Estimated total monthly rent:
Between
£1,865
and
£2,279

Note

The figures shown are just to help give you an idea and are not a formal offer or approval.

Before we confirm your application, we’ll carry out a full credit check and income assessment to make sure our product is right for you.

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